WHOLESALE MORTGAGE RATES CAN SAVE YOU $1,000s OF INTEREST

Many Canadians are carrying debt — mortgages, credit cards, personal loans — and are paying much more in interest costs than they should be. An option worth considering is to pay off your higher rate debts with funds secured through a mortgage refinance that has a lower interest rate.

Use Your Home Equity to Save Money

A lower interest rate means more of each payment dollar is being used to reduce the debt faster. This debt restructuring offers a simple way to better manage your total borrowing costs so you have more money left at the end of each month. Taking your refinancing costs into account, the interest savings can still be significant. For a $150,000 mortgage, even a 0.75% fixed rate discount results in over $1,000/year in interest savings. One client with large credit card and loan balances saved over $1,000/month by consolidating all his debts into one easy monthly payment! Furthermore, your home equity (that is the difference between the market value and your mortgage balance) can also be used for home renovations, major purchases, and investment purposes.

At no cost to you, we can help you find money you didn't know you had, through wholesale rates and long-term mortgage planning. Great credit history or not, you deserve more than a mortgage with a series of over-priced renewal notices. Stay well informed and benefit from our FREE ongoing mortgage management through monthly Mortgage Market E-News and Annual Reviews.

Why settle for less acorns from your current mortgage provider?

Located in Calgary, Alberta, our MortgageFitness Team offers Canada-wide financing solutions that make good sense. With direct access to wholesale rates from over 50 of Canada's top lenders, the mortgage products available today are extensive. We're here to help with refinances, pre-approvals, purchases, renewals, and credit counselling. Take a few minutes to ensure your mortgage is working hard for you — not your bank. For a FREE no-obligation confidential consultation, contact us today. You have nothing to lose and potentially $1,000's to gain.